If you’ve been contemplating a move to Finland—whether for a new adventure or a chance to settle down—you’re in the right place. This guide will navigate you through some of the most affordable housing options in this Northern European gem.
Finland is swiftly gaining a reputation as a global technology hub, with major players like Nokia choosing to establish their headquarters in this picturesque country. As one of the 27 member states of the European Union, Finland occupies a distinctive geographic position, nestled between Russia and Sweden, effectively bridging Eastern and Western Europe.
For many Americans and expatriates, Finland presents an appealing option for settling down in a country known for its high quality of life coupled with a reasonable cost of living. With a population of just over 5.5 million, Finland offers diverse communities where affordability meets charm and natural beauty. Ready to discover some of the most budget-friendly locales to call home? Let’s dive in.
10 Cheapest Places to Live in Finland
Rest assured, those concerned about finding safe and affordable housing will find plenty of options across Finnish towns, each offering not just economic benefits but also a wealth of local culture and activities. From winter sports to traditional folklore, Finland has much to offer.
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Varkaus
Average Cost of Living: $1,089.00
Varkaus is a mid-sized industrial town in Eastern Finland known for its stunning Lake Saimaa, part of one of the largest lake systems in the country. Residents enjoy both lower housing costs and a relaxed lifestyle, surrounded by breathtaking natural beauty. With monthly expenses averaging around $1,089—all inclusive—Varkaus is a fantastic option for those looking to stretch their budgets. -
Imatra
Average Cost of Living: $1,121.00
For newcomers drawn to dramatic natural beauty, Imatra stands out with its iconic Imatrankoski Rapids and abundant opportunities for outdoor adventures, including white-water rafting. Monthly rents for one-bedroom apartments start at around $389, making this lakeside town an affordable choice. -
Joensuu
Average Cost of Living: $1,403.00
A hub of cultural vibrancy and outdoor charms, Joensuu is particularly appealing to families and students alike. The town boasts a high quality of life, and a family of four can expect to cover their expenses for approximately $3,200 each month, blending affordability with community spirit. -
Kokkola
Average Cost of Living: $1,315.00
Known for its colorful wooden houses and a close-knit community atmosphere, Kokkola is cherished by its residents. This charming town hosts beautiful attractions like the Kruunu Penkki Water Tower, and individuals can manage their monthly living costs for less than $1,400. -
Kajaani
Average Cost of Living: $1,328.00
With its prime location in central Finland, Kajaani offers a low cost of living along with a high standard of education, including the esteemed Kajaani University of Applied Sciences. Its vibrant community hosts various cultural festivals, making it a delightful option for families. -
Kouvola
Average Cost of Living: $1,376.00
Often referred to as “The City of Trains,” Kouvola provides affordable living alongside family-friendly amenities, including Finland’s largest amusement park. Monthly costs hover around $1,400, making it a solid choice for those moving to Finland. -
Lahti
Average Cost of Living: $1,396.00
Residents of Lahti enjoy rich natural amenities and green spaces. With reasonable rents—around $1,000 for a three-bedroom apartment—families can expect to manage monthly expenses for less than $3,400, all while residing in a city that prioritizes sustainable living. -
Pori
Average Cost of Living: $1,262.00
Known for its vibrant cultural scene, including the annual Pori Jazz Festival, this city balances a lively atmosphere with affordability. Singles can expect to spend about $1,300 monthly, with costs comfortably landing below both Finnish and American averages. -
Savonlinna
Average Cost of Living: $1,218.00
A picturesque town surrounded by stunning lakes, Savonlinna offers a peaceful lifestyle and various cultural attractions. Here, individuals can manage their expenses for under $1,300 monthly, making it a delightful choice for those who value natural beauty. -
Seinäjoki
Average Cost of Living: $1,256.00
In Seinäjoki, newcomers will find a welcoming community along with excellent educational facilities, making it an attractive option for families. With affordable rents for one- and three-bedroom apartments, this charming town fosters an atmosphere conducive to a fulfilling life.
Frequently Asked Questions
How does the cost of living in Finland’s cheapest cities compare to living in the United States?
While costs may be slightly higher than the national average in some Finnish cities, overall, living expenses in Finland tend to be lower than in comparable U.S. cities. From housing to healthcare, Finns experience a more economical lifestyle, making it an inviting option for those seeking a rich quality of life.
What is the social scene like for expats moving to Finland?
Expats might find that while Finns can appear reserved, they are generally friendly and welcoming. Building a social circle may take time, but many newcomers find a rewarding network awaiting them.
What are the best school systems like in Finland?
Families relocating to Finland can take comfort in the quality of the educational landscape. With a highly regarded system offering free education from ages 7 to 18, students benefit from excellent teachers and small class sizes, propelling Finland to the forefront of global education.
In summary, Finland not only qualifies as an affordable place to live but also as a locale rich in culture and community. Whether you’re an expat or simply seeking a fresh start, its charm and welcoming spirit are sure to make a lasting impression.